Mohamed Amir Sohil Bishrul Hafi

Nova Credit Risk Lab is my winning entry for the September 2025 DataDNA – Credit Risk Analytics Challenge. I built this analytical system to evaluate and manage credit default risk using a principled, end-to-end approach. The project uses a dataset of 32,581 loans and delivers a five-page interactive dashboard powered by a validated XGBoost model and a custom decision framework. The goal was to blend technical accuracy, ethical modelling, and business-focused insights into a single cohesive product.

Major tools utilised:      

Click on any of the images below to view the interactive version.

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